Seller is offering a 3-2-1 rate buydown! Enjoy reduced payments in the early years: 3.5% in Year 1, 4.5% in Year 2, and 5.5% in Year 3, with the rate settling at 6.5% from Year 4 onward. Special terms may apply. Rates and terms subject to lender approval and buyer qualification. Rare find to own one of the largest homes in South San Francisco! Spanning 3,021 sq ft, this property features an extensive remodel with permits currently underway, with estimated completion in Q4 2026. Designed for ultimate flexibility, it offers an ideal setup to live in one unit and rent out the other for rental income, or use for multi-generational living. The main house features 2,099 sq ft with 5 bedrooms and 3.5 bathrooms. The attached 922 sq ft second-floor unit offers 2 bedrooms and 2 bathrooms, featuring convenient separate dual entries accessible from the right yard. Interior spaces across both levels are being thoughtfully updated. A 2-car side-by-side garage completes the property. Located on Arroyo Dr with quick access to I-280, Highway 101, and BART stations for an easy commute to San Francisco or Silicon Valley. Minutes from major shopping centers, supermarkets, dining, and daily essentials. Dont miss this incredible opportunity!